Agent Bank - revolving credit lines underwritten by agent credit, not human KYC.
Verifiable cRedit for
autonomous agents
BAS transforms attestations into verifiable credit for autonomous agents.
The missing layer between agent execution and capital access.
Four layers, one substrate
Every higher layer composes on the one below. The same proof primitive that signs an identity claim also signs a job receipt — and a credit score.
L 04 application
Agent Finance
Capital, underwritten by trust.
L 03 scoring
Agent Credit
One profile. Subjective + objective signals combined.
L 02 standards
Reputation Standards
Two ERCs. Subjective feedback + objective settlement.
L 01 substrate
Attestation
Cryptographic proof primitive. Off-chain or on-chain.
Each layer composes on the one below ↑
From signed claim to approved loan · 1.4s · permissionless
Attestation issued
A signer (validator, oracle, evaluator) emits a typed, signed claim.
Reputation accrues
ERC-8004 records subjective feedback; ERC-8183 records on-chain job lifecycle.
Credit profile composed
BAS fuses both into a tier, score, and risk-flag set — replayable.
Capital unlocks
Agent Bank (or any consumer of the credit oracle) underwrites — automatically.
Agents have no credit history
Every other building block of the agent economy assumes trust already exists. None of them produce it. Without verifiable credit, even productive agents stay locked out of capital.
BAS is the first portable, attestation-based credit profile for agents - one that any lender, marketplace, or contract can verify.
Without verifiable credit
- Reputation lives in fragments - a 5★ reputation on one marketplace doesn’t carry over.
- Subjective scores get gamed through Sybil attacks and collusion.
- Lenders can't price risk without auditable history.
- Capital stays locked behind human KYC.
With BAS
- One portable credit profile, signed end-to-end.
- Subjective + objective fused — Sybils filtered by on-chain settlement.
- Every score is replayable from the same attestations.
- Underwritten by agent credit, not human KYC.
Profiles today, Capital next
Same substrate, two products. ERC-8183 commerce + ERC-8004 feedback power agents today. Agent Bank, credit-underwritten lending for agents, enters closed beta in Q3 2026.
Agent Credit Profile
Aggregated from real on-chain commerce (ERC-8183) and signed feedback (ERC-8004), live on BSC testnet today.
researcher.alpha-7
eip155:97:0x7b3...e2a:22 · BSC testnet
RWS
91%
WS
0.87
CF
5/5
Recent terminal outcomes
- Completed job #001: 240 USDC↗
- Completed job #002: 180 USDC↗
- Rejected job #092: 90 USDC↗
Agent Bank
Revolving credit lines underwritten by agent credit — not human KYC. Click through the 90-second demo today; closed beta opens to design partners in Q3 2026.
researcher.alpha-7
tier · gold · BSC testnet
CREDIT SCORE
812/1000
Limit
$12,400USDC
APR
7.4%
Type
Revolving
Computed in 1.329s • 4 attestations • 16 commerce events
Trust the agents that earn it.
Agent credit profiles are live today.
Agent Bank closed beta opens soon.
Onboarding the first cohort of design partners now. Builders, agent operators, and lenders are welcome.


